Advanced Photography Workshops.

Terms and Conditions for David Osborn Photography Mentorship
Booking a workshop (online or in-person) confirms your full acceptance of the terms and conditions outlined below. Your payment of any invoice constitutes full agreement.

1. Reservation and Payment

• Reservation Fee: A £500 Reservation Fee is required at booking to secure your exclusive one-to-one slot. This fee is non-refundable, reflecting the immediate allocation of time from the strictly limited 20 annual reservations.
• Balance Due: The remaining balance must be paid in full no later than 30 days before the scheduled workshop start date.
• Late Booking: For reservations made within 30 days of the start date, full payment is required immediately at the time of booking.
• Payment Failure: If full payment is not received and cleared by the deadline, your reservation slot may be cancelled, and your Reservation Fee will be immediately forfeited.
• Payment Method: Payments are processed exclusively via the secure Mastercard Online Payments link provided.

2. Client Cancellation and Refund Policy

All cancellation requests must be submitted in writing via email. The following policies apply due to the exclusive, one-to-one nature of the service:

• Non-Refundable Fee: The initial £500 Reservation Fee is non-refundable under all circumstances.
• Full Forfeiture (30 Days or Less): Due to the exclusive, reserved nature of 1:1 tuition, all payments made will be converted into a Tuition Credit, to be used within 12 months. This credit can be used against any future tuition, ensuring you retain the full value of your investment.
• Balance Refund (More than 30 Days): If you cancel more than 30 days prior to the start date, you will receive a refund of the balance paid, minus the non-refundable £500 Reservation Fee.
• Cancellation Insurance: Clients are strongly and formally advised to secure comprehensive travel insurance that includes cancellation coverage to protect against forfeiture due to unforeseen personal circumstances.

3. Cancellation by David Osborn

David Osborn reserves the right to cancel or postpone any workshop only due to illness, injury, or insufficient bookings.

• Refund: A full refund of all payments made (including the Reservation Fee) will be issued immediately.
• Exclusion of Liability: Clients are required to secure comprehensive travel and cancellation insurance to protect against non-tuition expenses (such as flights and accommodation). David Osborn is not liable for any additional client expenses outside of the tuition fee.

4. Unforeseen Circumstances (Force Majeure)

David Osborn is not liable for failure to deliver services due to events beyond reasonable control, including: natural disasters, government restrictions, pandemic outbreaks, strikes, or major travel disruptions. Refunds or rescheduling will be offered at discretion, depending on costs already incurred.

5. Client Responsibility for In-Person Workshop Expenses

For all in-person workshops, the client is responsible for all non-tuition costs to ensure the bespoke nature of the experience:

• The client is responsible for all costs related to David Osborn’s travel and accommodation, including car hire if required.
• The client pays the cost of the holiday cottage for in-person workshops within the UK.
• The client will be the designated driver if the workshop is conducted outside of the UK.
• Any workshop costs paid upfront by David Osborn must be reimbursed by the client at cost.
• David Osborn is responsible only for his own personal meals and non-workshop expenses.

6. Insurance, Liability, and Safety

Participation in the mentorship is entirely at your own risk.

• Mandatory Insurance: It is your responsibility to obtain and maintain appropriate travel, medical, and cancellation insurance. Insurance must provide adequate protection for personal belongings and photography equipment.
• Liability Exclusion: David Osborn accepts no liability for injury, illness, loss, or damage to personal property or equipment incurred during the workshop.
• Safety Compliance: You are responsible for following all safety guidelines. David Osborn reserves the right to remove any participant who is disruptive, unsafe, or non-compliant, with no refund issued.

7. Online Session Guarantee and No-Show Policy

• Technical Guarantee: If technical issues on David Osborn’s end prevent an online session from being delivered, the session will be rescheduled immediately at no additional cost.
• No-Show Policy: If you fail to attend a booked session without prior written notice, no refund or credit will be issued. Late arrivals will not receive any extension or compensation.

8. Intellectual Property Rights and License

• Retention of IP: David Osborn retains full copyright and intellectual property rights over the knowledge, materials, workshop notes, and recordings.
• Personal Use License: The knowledge and materials are licensed to you for personal use only. They must not be used for commercial purposes or shared with any third party (including teaching, social media, or YouTube).
• Recordings: All online workshops are recorded at David Osborn’s discretion. Recording may be stopped if there is concern about misuse, without affecting the delivery of the content.
• Prohibition: Any unauthorised reproduction or distribution of the materials is strictly prohibited and may result in legal action.

9. Jurisdiction and Governing Law

• The laws of England and Wales govern these terms and conditions.
• Any disputes arising shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact and Communication

For any cancellation, rescheduling requests, or to discuss these terms, please contact David Osborn via the contact information provided on the website.

Email: David@DavidOsbornPhotography.com
Phone: UK +44 771 204 5126
Website: www.DavidOsbornPhotography.com

Protecting your money.

All payments must be made using a secure online card link provided by NatWest Bank.

This protects your financial information and prevents fraud. Your card details are never shared with or stored by David Osborn Photography.

• Payment is processed through NatWest Bank’s secure online portal, using the Mastercard network (accepts all major cards).
• David Osborn does not have access to your card details.
• Your payment is protected by your card issuer’s fraud protection policies.
• You will receive an invoice by email, which includes a secure payment link.
• Always confirm that the link takes you to the official NatWest Payment Portal (screenshot below).
• Important: You must never pay by bank transfer, cash, or any alternative method – even if the request appears to come from David Osborn.
• If you receive such a request or have any concerns, Do Not Pay. – Call David Osborn directly on +44 771 204 5126 in the UK first.

If you ignore this policy and pay by any other method, you do so entirely at your own risk.
David Osborn accepts no responsibility for any resulting loss or fraud.